Islamic Information
Riba-free, Shariah-compliant financing structured under Ijarah & Murabaha principles — reviewed for compliance with Islamic finance standards.
Shariah-Compliant Home Appliances Financing
Our Shariah-compliant home appliances financing helps you purchase all major appliances for your home while remaining within Islamic financial principles — no interest, full transparency, and Murabaha & Musawamah-based structures.
- ☾Refrigerators, ACs, washing machines, LED TVs & kitchen appliances
- ☾Solar appliances and more
- ☾Financing from PKR 50,000 to PKR 1 Million
- ☾Flexible tenure from 6 to 24 months
Fatwa
Shariah rulings (fatwa) certifying the compliance of our products will be made available for download.
Advisor Profile
Our products and processes are guided under the supervision of our Shariah Advisor.
Mufti Ghaffar Ahmed is an experienced Shariah Scholar and Islamic Finance professional with over 20 years of expertise in Islamic jurisprudence, Fatwa issuance, education, and Shariah advisory. He has been formally authorized to issue Fatawa since 2006 and has played an active role in guiding Islamic financial institutions across Pakistan.
He currently serves as Shariah Advisor at Security Investment Bank Ltd., where he provides Shariah guidance, ensures compliance of operations, and delivers specialized training in Islamic finance. His professional focus includes Islamic Finance, Takaful, Shariah Audit, Risk Management, and Waqf Management.
Mufti Ghaffar Ahmed holds Al-Aalamiyyah (equivalent to M.A. in Islamic Studies) and Takhassus fil Ifta, along with IFCP (Islamic Finance Certified Practitioner) certification from IBA University. He is a Registered Shariah Advisor with SECP and a dedicated educator who continues to serve Islam through teaching, training, and the development of Shariah-compliant solutions.
